support@rebuildcreditco.com +1 (800) RE-BUILD 101 Mission St, San Francisco, CA 94105
FCRA Certified ★★★★★  4.9 / 5
Trusted by 10,000+ Clients Nationwide

Repair Your Credit.
Rebuild Your Future.

We help everyday Americans remove negative items, dispute inaccuracies, and strengthen their credit profiles — so you can qualify for better rates, loans, and the life you deserve.

No Upfront Fees
100% Confidential
Results in 30–90 Days
Certified Specialists
See the kind of results our clients achieve
487
Poor
Before
+134 pts avg.
621
Good
After
94%
Client satisfaction rate
30–90
Days to first results
$0
Upfront cost to start
10,000+ Clients Served
$2.4M+ Negative Items Removed
134 pts Average Score Increase
4.9 / 5 Average Client Rating
8 yrs In Business
Credit repair specialist at work
94%
Success Rate
+134 pts
Avg. Score Increase

We're Not Just a Service —
We're Your Credit Partner

Founded in 2016, Rebuild Credit Co has helped over 10,000 Americans clean up their credit reports and move forward with confidence. We combine expert dispute strategies with personalised financial education to deliver results that actually last.

Our certified specialists work directly with the three major credit bureaus — Equifax, Experian, and TransUnion — to challenge inaccurate, outdated, or unverifiable negative items on your behalf.

FCRA-compliant dispute process with all three bureaus
Dedicated case manager assigned to every client
Real-time credit monitoring included with every plan
No contracts — cancel anytime, no questions asked

Everything You Need to Rebuild Financial Confidence

From dispute letters to loan readiness coaching, we cover every step of your credit recovery journey.

01

Credit Bureau Disputes

We file professional dispute letters directly with Equifax, Experian, and TransUnion to challenge inaccurate, outdated, or unverifiable negative items on your reports.

Learn more
02

Credit Score Improvement

Our specialists build a tailored score-building strategy using proven credit utilisation, payment history, and account mix techniques that move your score fast.

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03

Credit Education Program

Understand exactly what affects your score, how lenders think, and what habits build lasting credit health — through our step-by-step guided education program.

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04

Loan Readiness Coaching

Get personalised coaching to prepare your credit profile for mortgage, auto, personal, or business loan approval — with real lender benchmarks as your target.

View loan plans
05

Identity Theft Recovery

If fraudulent accounts or inquiries are dragging your score down, our team handles the full FCRA recovery process — from fraud alerts to bureau investigations.

Learn more
Most Popular
06

Complete Credit Restoration

Our flagship all-in-one program combines disputes, score-building, financial coaching, and monthly monitoring into one seamless package with dedicated specialist support.

Get started free

Your Path to a Better Credit Score Starts Here

No confusing jargon. No runaround. Just a clear, proven path that thousands of our clients have already walked successfully.

1

Free Consultation

Start with a no-obligation call. We review your current credit reports, identify problem areas, and outline a personalised action plan — completely free.

2

Dispute & Strategy

We prepare and file custom dispute letters to all three bureaus, targeting every negative item eligible for removal under FCRA regulations.

3

Track Your Progress

Log into your client dashboard any time to see deletions, score updates, and bureau responses in real time. Full transparency, always.

4

Enjoy Your New Score

With negatives removed and healthy habits in place, you'll have the score to qualify for better rates, more approvals, and real financial freedom.

Choose the Plan That Fits Your Goals

Whether you're rebuilding from scratch or fine-tuning an already decent profile, we have a plan designed specifically for your situation.

Quick Relief Plan
$ 300 / mo
  • 15 installments
  • 14-day payment cycle
  • 20.45% late payment fee
  • 3-bureau dispute coverage
  • Dedicated case manager
Get Started
No setup fee. Cancel anytime.
Fresh Start Plan
$ 500 / mo
  • 10 installments
  • 30-day payment cycle
  • 15.2% late payment fee
  • 3-bureau dispute coverage
  • Dedicated case manager
Get Started
No setup fee. Cancel anytime.

Real People. Real Results.

4.9 out of 5 — based on 2,400+ reviews
★★★★★
"I went from a 511 to a 673 in just four months. My case manager walked me through every step. I finally got approved for my first home loan — something I thought would never happen."
MJ
Marcus Johnson
Atlanta, GA
511 673 +162 pts
★★★★★
"After my divorce, my credit was in shambles. Rebuild Credit Co helped me go from 492 to 641 in under six months. I feel financially free again for the first time in years."
DL
Diana Lewis
Chicago, IL
492 641 +149 pts

Questions We Get All the Time

Still on the fence? Here are honest answers to the questions our clients ask before getting started.

Ask Us Directly
Most clients see their first deletions and score improvements within 30–60 days of enrollment. The full process typically takes 3–6 months depending on how many negative items are on your report and how quickly the bureaus respond to disputes.
We focus on items that are inaccurate, outdated, unverifiable, or improperly reported. Under the FCRA, bureaus must verify any item you dispute — and if they can't, it must be removed regardless of whether it's accurate. We find these opportunities on virtually every credit report we review.
No — they are completely different services. Credit repair focuses on disputing and removing negative information from your credit report. Debt settlement negotiates what you owe to creditors. We do not handle debt settlements; we focus exclusively on your credit profile and score improvement.
Yes, technically. But most people who try DIY credit repair give up after the first round of disputes due to complex bureau responses, legal language, and lack of follow-through. Our specialists handle every round of disputes, escalations, and legal follow-ups — so you get faster results without the frustration.
We stand behind our work. If we don't achieve results in the first 60 days, we'll work an additional 30 days at no charge. We also offer a no-contract policy — you can cancel at any time with no penalties or questions asked.
Yes. Our Elite plan is specifically designed for complex situations including Chapter 7 and Chapter 13 bankruptcies, foreclosures, repossessions, and tax liens. While these items are harder to remove, we can often dispute reporting errors around them and build your score significantly through positive credit building strategies.

Your Better Credit Score
Is 90 Days Away.

Join over 10,000 Americans who've already rebuilt their financial future. Your free consultation takes less than 10 minutes — and it could change everything.

No credit card required  ·  No contracts  ·  Cancel anytime

134 pts
Average Score Increase
10K+
Clients Served
94%
Success Rate
Take the First Step

Your Credit Score
Doesn't Have to Stay Low

Join thousands of Americans who rebuilt their financial future with Rebuild Credit Co. Free consultation, no obligation.

No credit card required  ·  Results in 30–45 days

Your Credit Journey
487
Before
741
After
Real client result · 6 months

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