Eight Years Helping Americans
Reclaim Their Financial Lives
Rebuild Credit Co was founded on one belief — that everyone deserves a fair shot at financial freedom, regardless of what's in their past. We're not just a credit company. We're your partner.
We Started Because
the System Felt Unfair
In 2016, our founders watched a close friend get denied a mortgage loan because of a medical debt that had been paid years prior — but never removed from his credit report.
That frustration became a mission. Rebuild Credit Co was built to level the playing field — to give everyday Americans the same access to expert credit advocacy that had previously only been available to the wealthy.
Today, with a team of 24 certified credit specialists, we've helped over 10,000 clients remove inaccurate items, boost their scores, and qualify for the loans, housing, and opportunities they deserve.
The Values That Drive Everything We Do
Every decision, every strategy, every client interaction is guided by these core principles.
People First, Always
We treat every client like a person with a real story — not a file number. Your case manager will know your situation, your goals, and your timeline from day one.
Radical Transparency
No vague promises. No mystery processes. You get a live dashboard that shows every dispute filed, every bureau response received, and every item removed — in real time.
Uncompromising Integrity
We only dispute items we genuinely believe can be removed under FCRA law. We don't make false promises, and we won't charge you for work that hasn't been done.
Education & Empowerment
We don't just fix your credit — we teach you how credit works so you never need us again. Every client gets access to our full financial education library.
Results That Last
Short-term score tricks fade fast. We focus on building lasting credit health through strategic account management, payment history, and long-term financial habits.
Speed With Precision
Most clients see their first deletions within 30–45 days. We move fast because we know your timeline matters — whether it's a mortgage application, a car loan, or a new apartment.
Our Results Speak for Themselves
Eight years of consistent, proven outcomes across every US state.
A Clear, Proven Process — No Surprises
From your first call to your last deletion, you'll know exactly what we're doing, why we're doing it, and what to expect next.
Every step is documented in your secure client dashboard, and your dedicated case manager is available to answer questions at any point in the process.
"Within 60 days, seven negative items were removed. My score jumped 149 points. I qualified for my first home loan the following month."
Free Consultation & Credit Review
We pull your full 3-bureau credit report, identify every negative item, and walk you through a personalised action plan — completely free, no obligation to continue.
Day 1 — FreeCustom Dispute Letters Filed
Our specialists draft FCRA-compliant dispute letters tailored to each negative item and submit them directly to Equifax, Experian, and TransUnion on your behalf.
Days 3–7 after enrollmentBureau Investigations & Responses
The bureaus have 30–45 days to investigate each dispute. We monitor all responses, escalate if needed, and update your dashboard in real time as deletions come in.
Days 30–45 for first resultsScore Building & Credit Coaching
Alongside dispute rounds, your case manager guides you on credit utilisation, on-time payment strategy, and positive tradeline building to accelerate your score growth.
Ongoing — every monthGraduate with a Stronger Profile
When your goals are met, we prepare a full summary report of every item removed, every point gained, and the financial opportunities now available to you.
Typically 3–6 monthsMeet Our Leadership Team
Certified credit specialists, financial coaches, and FCRA compliance experts — every one of them dedicated to your outcome.
Former financial advisor with 14 years in consumer credit law. Built RCC from a 2-person team to a 24-specialist firm.
Oversees all client case pipelines and bureau dispute operations. 12 years in credit compliance and financial advocacy.
Leads our dispute methodology and score-building strategy. Developed our proprietary FCRA challenge framework in 2019.
Manages all case manager teams and client satisfaction programs. Drove our client retention rate to 94% in 2023.
Credentials You Can Verify
Every specialist on our team holds current certification, and our operations are fully compliant with federal credit law.
You've Read Our Story.
Now Let's Write Yours.
A free 10-minute consultation is all it takes to find out exactly what's holding your score back — and what we can do about it.
No credit card · No commitment · Cancel anytime
Your Credit Score
Doesn't Have to Stay Low
Join thousands of Americans who rebuilt their financial future with Rebuild Credit Co. Free consultation, no obligation.
No credit card required · Results in 30–45 days