support@rebuildcreditco.com +1 (800) RE-BUILD 101 Mission St, San Francisco, CA 94105
FCRA Certified ★★★★★  4.9 / 5
Loan & Credit Plans

Flexible Loan Plans
Built Around Your Goals

Whether you need a small personal loan or a larger financial boost, every plan comes with expert credit guidance, fast processing, and transparent terms — no hidden fees, ever.

No Hidden Fees
Secure & Confidential
Fast Approval Process
Dedicated Support
Quick Relief Plan
Fast loan for urgent needs
20%
Interest Rate
Minimum
$300.00 USD
Maximum
$1,500.00 USD
  • Per Installment 15%
  • Installment Interval 14 Days
  • Total Installments 8
  • Late Charge 20.45%
What's included
  • 3-bureau credit dispute filing
  • Dedicated case manager
  • No prepayment penalties
No setup fee  ·  Cancel anytime
Smart Budget Plan
Balanced installment loan plan
20%
Interest Rate
Minimum
$2,000.00 USD
Maximum
$7,000.00 USD
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installments 12
  • Late Charge 25.2%
What's included
  • 3-bureau credit dispute filing
  • Dedicated case manager
  • No prepayment penalties
No setup fee  ·  Cancel anytime
Fresh Start Plan
Starter loan for rebuilding credit
20%
Interest Rate
Minimum
$500.00 USD
Maximum
$2,000.00 USD
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installments 12
  • Late Charge 15.2%
What's included
  • 3-bureau credit dispute filing
  • Dedicated case manager
  • No prepayment penalties
No setup fee  ·  Cancel anytime
Everyday Flex Plan
Flexible personal loan option
20%
Interest Rate
Minimum
$1,500.00 USD
Maximum
$6,000.00 USD
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installments 12
  • Late Charge 20.2%
What's included
  • 3-bureau credit dispute filing
  • Dedicated case manager
  • No prepayment penalties
No setup fee  ·  Cancel anytime
Who can apply?
US residents 18 and older
Active bank account required
Any credit score considered
No minimum income threshold
Decisions in as little as 24 hrs
Plan Comparison

Compare All Plans Side by Side

A clear, honest breakdown so you can pick the right plan for your financial situation with total confidence.

Feature Starter Professional Popular Elite
Loan Range $500 – $5K $5K – $100K
Interest Rate 4.5% 9.2%
Per Installment 2% 5%
Payment Interval 30 Days 30 Days
Total Installments 12 36
3-Bureau Disputes
Dedicated Case Manager
Credit Monitoring
Priority Support
Loan Coaching
Prepayment Penalty None None
Before You Apply

Quick Answers to Common Questions

Most applications receive a decision within 24 hours of submission. Once approved, funds are typically disbursed within 1–3 business days directly to your nominated bank account.
No — we consider applications from all credit backgrounds. In fact, many of our clients use our loan plans specifically as a tool to build or rebuild their credit. Our approval is based on your overall financial picture, not just your score.
Absolutely. All of our plans have zero prepayment penalties. You can pay off your balance in full at any time and you'll only owe interest for the period you actually borrowed. Early payoff can also positively impact your credit utilisation ratio.
We understand life happens. A late charge applies for missed installments as outlined in your plan terms. However, we always encourage clients to contact their case manager before missing a payment — we can often arrange a short deferment to protect your credit profile.
Clients with active plans in good standing may apply for an additional plan after 90 days. Eligibility is assessed on a case-by-case basis by your case manager. Contact us to discuss your options.
Ready to Apply?

Take the First Step Toward
Financial Freedom Today

Create your free account, choose a plan, and our team will guide you through the entire application process — no stress, no jargon, just results.

No credit card required  ·  No commitment  ·  Cancel anytime

134 pts
Average Score Increase
10K+
Clients Served
94%
Success Rate
Take the First Step

Your Credit Score
Doesn't Have to Stay Low

Join thousands of Americans who rebuilt their financial future with Rebuild Credit Co. Free consultation, no obligation.

No credit card required  ·  Results in 30–45 days

Your Credit Journey
487
Before
741
After
Real client result · 6 months

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